Obama health Care - How it Affects Middle Class Americans

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Obama health care has received mixed emotions from citizen all over the nation. Some are in favor, others feel that the government has thoroughly taken operate of their rights. For the middle class Americans, many believe Obama care will adversely work on themselves and the upper class. While it does make primary changes to our current system, every class will be affected in one way or another.

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It is believed by many individuals and institutions that low-income families will benefit greatly, and have health guarnatee for possibly the first time ever. However, this benefit to the lower revenue class means that high-income families will pay considerably, most of it in the form of increased taxes. Obama care is a touchy field with many Americans, who feel they will be forced to pay stiff penalties if they do not buy health guarnatee coverage.

Middle class Americans feel that they may suffer the most, and cannot see a way out as they effort to pay for basic necessities such as childcare, food, housing, utilities, etc. In their minds, it they are already struggling to meet these obligations, how in the world can they afford health insurance? But if they don't purchase it, according to Obama laws they will face penalties if they fail to get health guarnatee coverage.

Struggling with the rising cost of guarnatee has been a qoute for years, and the deliberate upon has prolonged about how to get the United States health care law under control. Under Obama health care, families who earn in excess of 0,000 per year will face an growth in Medicare tax from 1.45% to 2.35% - same for individuals who earn 0,000 per year. Since there is now no selection about either an individuals decides to purchase health guarnatee coverage or not, they will face penalties.

Americans who already have health guarnatee may think "So what? What's the big deal?" In fact, Obama health care may work on those who previously had health guarnatee coverage. While it seems that having more citizen paying in to the law would mean lower guarnatee premiums, that may not be the case. according to congressional estimates, by the year 2016 individual premiums may be 10 to 13% higher than they are currently.

Several factors that play in to the equation include the fact that in 2014, guarnatee companies will no longer be able to deny coverage or fee increased premiums due to existing conditions. Add to that the fact that shortly thereafter, insurers will no longer be able to set lifetime limits on coverage, nor will they be able to drop insured individuals who come to be ill. What does this mean? In a nutshell, Obama health care means that more sick citizen will be covered, and those costs are greater to guarnatee companies than those of salutary individuals. All of this may ultimately counteract the benefits of a larger health care pool.

At the current time, it is difficult to decide exactly how it will work on Americans in definite classes, or who will ultimately end up paying the most for mandatory health care coverage. One thing is for sure - while some believe that this is the best thing since buttered bread, others aren't nearly so optimistic. In a few years, we will all be able to decide just how Obama health care has affected our lives personally.

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